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Some of the most notable impacts of climate change in agriculture are physical risks – such as droughts, floods, changing rainfall patterns, and extreme weather events - which all damage crops. Not all physical risks are material risks, though.    Material risk...

Ecosystem services include all of the ways that the natural environment contributes to human livelihood and well-being. The Food and Agriculture Organization of the U.N. describes ecosystem services as “the multitude of benefits that nature provides to society” and...

Much of the conversation around climate change focuses on environmental impacts, such as rising temperatures and extreme weather events. A big part of climate risk, however, involves transition risk – or the risk that results from changing policies, practices, and...

ESG reporting is quickly becoming an expectation and will soon be a legal requirement in many sectors, including agricultural finance.    As these reporting needs become more complex, financial institutions and other ag professionals with a comprehensive approach...

Agricultural lenders and investors face a range of risks to their portfolios when it comes to water issues, particularly in the context of climate change. These include policy and legal risks, market risks, reputation risks, and more. One of the most important risk...

Social capital can be one of the most difficult ESG metrics to measure. According to the Harvard Law School Forum on Corporate Governance, the “S” in ESG covers a range of different factors, including “human rights; labour issues; workplace health & safety; and...

For the past several centuries, financial capital has been the dominant form of capital in modern societies. It’s what individuals use to make an investment or purchase a home, and it’s how businesses develop a capital structure to generate revenue and maximize...

ESG investing is a strategy that allocates financial capital to companies that meet criteria in three key areas – environmental, social, and governance impacts. As investors choose to prioritize more sustainable, ethical investments, companies themselves are putting...

The coming necessity of ESG reporting compliance (environmental, social, and governance) is expanding in many parts of the economy. The change is driven by increased shareholder interest, as well as government policies that are intended to mitigate the risks of...

Natural capital refers to the natural resources that a company utilizes or owns – from renewable resources like water or trees to non-renewable resources like fossil fuels and minerals. The link between the wellbeing of natural capital and the wellbeing of financial...