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4 Steps to Unlocking Advanced Risk Analytics in Finance Using Bank Data
Risk analytics plays a key role in the financial sector, making it possible for banks and other institutions to better identify and mitigate material risks. In the wake of the 2008 financial crisis, the Securities and Exchange Commission “identified a number of risk...
Portfolio Analytics That Will Build Financial Resilience in the 21st Century
The BlackRock Investment Institute describes portfolio resilience as being “consistent, diversified, risk-aware, and flexible.” As the financial sector faces increased pressure to respond to climate change – including forthcoming ESG reporting requirements and a...
The Geospatial Nature of Loan Portfolio Risk
When it comes to assessing loan portfolio risk, the old ways of decision-making simply don’t work anymore. Outdated data management and risk calculation methods don’t take current risk factors into account – such as risks due to climate change – or integrate risk...
California Agricultural Water Prices by Water District
Water prices play a key role in determining a farming operation’s long-term viability. If prices are too high, then it may no longer make economic sense to grow water-intensive crops. When prices are too low, water transfers are less valuable on the open market....
AQUAOSO Featured in Oxford Business Review
NEWS CLIPPING For Immediate Release April 16, 2021 -- AQUAOSO was recently featured in the academic publication Oxford Business Review in an article titled, "The Future of Water Tech in Agriculture." Our team collaborated with the Oxford Business Review to...
Updates on the California Drought Status for Ag Professionals
Of all the areas at risk of drought in the American West, California is noteworthy due to its importance to the nation’s food supply and its frequent exposure to drought. Between 2012 and 2016, California experienced a multi-year drought that led to annual losses of...
The Impacts of Climate Change on Agriculture Water Risk
Water risk is one of the most important factors for ag professionals to monitor. Climate change is an overarching, macro risk factor with many arms. One of the most hard-hitting arms is water. From extreme weather events like droughts and floods to unexpected changes...
The Growing Prevalence of Flood Damage in Agriculture
Flood damage can impact an agricultural operation in many ways. Not only can a flood make a field unsuitable for planting, but it can also ruin crops that have already been harvested. According to the FDA, flood water is “inherently unsanitary,” and “food that has...
3 Steps for Effective Drought Risk Assessment in Agriculture
Drought risk assessments are a key mitigation tool in an agricultural investing or lending portfolio. According to FEMA, an effective drought mitigation plan should include a “description of the type, location, extent, past occurrences, probability of future events,...
How to Avoid Greenwashing in Agricultural Finance
As consumers and investors increasingly put their money behind sustainable business practices, there is an increasing risk of overpromising and underdelivering when it comes to ESG (Environmental, Social, and Governance) initiatives. Greenwashing can harm a company’s...
Agricultural Areas at Risk of Drought in the American West
Drought in the American West will not impact all regions in the same ways and to the same degree. Some areas at risk of drought may experience changes in their frequency or severity, while others may experience more variability between wet and dry periods. Water is a...
3 Barriers to Sustainable Agriculture Adoption
Transitioning to a sustainable agricultural economy will require change at many levels. There will need to be more equitable access to agricultural funding, a development in the social structure of growers, increasingly water-resilient irrigation methods, market...
Using Groundwater GIS Data to Mitigate SGMA Risks
Like many parts of the American West, the agricultural industry in California faces an increased risk of drought and extreme weather events in the face of climate change. While each state has its own water rights policies in place, many of them are being revised or...
Nature-Based Solutions to Physical Risks in Agriculture
The Bottom Line Nature-based solutions are initiatives that focus on ecosystem health as a means of protecting human communities, industries, or resources. For example, an agricultural region might choose to invest in forest and wetland conservation to protect against...
Climate Change Impact on Drought, Floods, and Agriculture
Dealing with changing weather patterns is a big part of agriculture. Wet and dry periods have historically followed predictable patterns. The first Golden Age of agriculture in the U.S. lasted from 1909 to 1914, when conditions were stable, prices were high, and...
What A Megadrought Would Mean for the Agriculture Economy
The term “megadrought” can be a mixed bag for agricultural professionals. Headline-grabbing terms like megadrought can help draw public attention to the severity of drought in the West. What really matters to lenders and investors is how the agricultural...
Drought in the West – Trends, Agricultural Impacts, and Risk Mitigation
Agriculture professionals in the American West know firsthand the impacts of drought. Drought is a chronic physical risk, meaning its impacts generally occur over an extended period of time. From changing rainfall patterns to rising water prices, lenders and growers...
AQUAOSO Featured In Western FarmPress
NEWS CLIPPING For Immediate Release April 29, 2021 -- AQUAOSO was recently featured in the agricultural publication Western FarmPress in an article titled, "Investors, lenders have tools to measure water risk." AQUAOSO CEO and Founder Chris Peacock as well as...
Understanding Drought History Patterns for Ag Lender Resilience
Understanding drought risk in agriculture is enhanced with both a historical and forward-thinking perspective. Only by taking into account what has happened during previous droughts can ag professionals apply the latest tools and methods to mitigating climate risk and...
Using California Drought GIS Data to Assess and Mitigate Portfolio Risk
California’s drought outlook in 2021 is one of the direst in the country, with experts describing the region’s “biggest decline in snowpack’s water content on record for the time span covering the first three weeks of April.” The California Department of Water...